Inserting teenagers and even children into the world of financial education does not necessarily mean dealing with investments and the stock market.Financial education for teenagers can also address these topics, but above all, it focuses on motivating students to build a healthy relationship with something essential for adult life.
Understanding about transfers, inflation, interest, earnings, profit, debts, simple banking activities , in addition to managing expenses is essential for a complete training and connected with the daily demands of students.
In parallel with this discussion, we can make an analogy: while some teachers and education professionals, having had no previous contact with the digital universe, had difficulties adapting to the online teaching format, many young adults are at a loss when it comes to making a deposit. , opening accounts, making conscious financial decisions, among other activities, as they have not been instructed on this topic previously.
Therefore, it is important that schools dedicate time from their curriculum to activities that have this purpose: teaching financial education to teenagers
What Is The Importance Of Financial Education For Adolescents?
MEC answers this question with an exclusive program on the topic, “Financial Education in Schools” . For the ministry, this is such an important issue that it is part of the National Education Strategy (Enef) and its main objective is to guide teenagers in high school and elementary school through a better understanding of money management, basic knowledge about the social security, tax and on the economic world in general.
In the program, the government provides several activities that aim to develop this knowledge, such as lectures, classes, books and free digital materials. In addition, the National Curricular Common Base (BNCC) , regulates that basic concepts of economics and finance must be contained in mathematics classes for elementary school.
Therefore, financial education is very important at any stage of life and supported by official bodies in the segment. In addition, some data related to the historical context that we have witnessed since 2020 corroborate this statement. Look:
A study by the National Confederation of Trade in Goods, Services and Tourism (CNC) identified that 46% of the Brazilian population saw their income reduced in 2020 due to the health crisis.
In April 2021, as a consequence of the previous topic, Brazil reached the highest level of indebted people, representing 67.5% of the population.
The economy is dependent on social, historical and health contexts, as we have seen with the Covid-19 pandemic. Knowing how to manage not only money, but also the challenges of an eventual crisis, is an essential skill these days.
According to Agência Brasil, the country, out of 15 evaluated, ranked last in the International Student Assessment Program, which evaluated a ranking of financial skills.
Another survey, carried out by the Associação de Educação Financeira (AEF-Brasil), in partnership with Serasa, identified that ⅓ of the young people in the study said they had learned about how to save money after participating in a course, training, or activity related to it. .
In other words, dealing with financial education for adolescents is regulated by official education documents and is extremely important to overcome basic and more complex challenges at a later stage for students. The sooner these notions are introduced into the reality of students, the better prepared they will be for the demands of adult, practical and professional life.
How To Implement Financial Education For Teenagers In Schools
Know the regulations on the subject of the BNCC and the official bodies.
Think, collaboratively with the students, in exercises, individual and group activities on this topic.
Motivate students to seek information on the topic in different materials – whether videos, books, podcasts. And also make them available.
Propose dynamics that are connected with the daily lives of adolescents, such as exercises that observe the use of the canteen, the budget for school supplies, etc.
Develop classes, projects, lectures, activities in general related, even if indirectly, to the theme.
Work on bonus proposals (with a fictitious currency created only for class activities) that make the student understand notions of gain, the need to save the bonus acquired for a greater interest later, understanding of the exchange value, debts, interest, etc.
Always measure the activities carried out to understand if they are in fact connecting to the student’s learning journey.
Education Trends For The Coming Months
After all, even with the school year in progress, knowing how to adjust routes, manage crises and adapt teaching proposals according to changes over the months is essential for a constantly updated and effective pedagogical practice.
In view of this, we have separated the 5 main guidelines of the segment below for you to keep an eye on, remember or become aware of.
The Education Market In 2022
It is undeniable that the health context faced in the last two years has transformed education. The face-to- face environment migrated to digital, teaching became remote and exposed several challenges, both for students and teachers.
In addition, this need for adaptation, although abrupt, also highlighted opportunities to combine technology and advances in the information age with everyday school and academic life. Now, with the resumption of “physical ” or hybrid classes , teachers and students adapt to another reality – the one that has witnessed the digital transformation and is not willing to get rid of it.
In this sense, see what are the main trends in education for the rest of the year and understand how technology is inserted in this narrative.
Education Trends For 2022
Blended Learning Is Here To Stay
This is one of the trends in education that also follows that of several other markets.
Making the learning format more flexible and allowing students and teachers more freedom in carrying out their tasks, in addition to more time for their other daily tasks, tends to consolidate even with the release of face-to-face teaching.
To adopt this bet, schools and institutions need to be prepared for digital and hybrid methodology.
In other words, it is not enough to take the class online in the same way that it occurs offline. Strategy, purpose, methodology and pedagogical follow-up are needed.
Full Integration With Technology
In addition to the hybrid format, other possibilities arising from technology are a trend for education in 2022.
Tools that expand the absorption of knowledge, such as digital platforms, software; the adaptation of student’s day-to-day narratives, for example in games, social networks, applications, for the classroom; in addition to artificial intelligence, they can catalyze the experiences of all education agents – from teachers and students, to directors and coordinators.
A survey published by Research and Markets even showed that online education, fully connected to technology, will move 319 billion dollars by 2025.
One of the biggest trends in education for 2022 is related to the specific needs of students.
Talking about personalized teaching does not only refer to the offer of exclusive learning for each student, but also to the observation of performance indicators of individual student journeys, in order to understand their learning paths, their preferences and highlights.
From this, the school or educational institution is able to analyze the data collected and understand how to better connect with each student, promoting a more inspiring, collaborative trajectory and permanence in the student environment.
On the other hand, the linear and more rigid form of teaching was left behind. Current methodologies prioritize a study plan that takes into account the closest and individualized follow-up for each student.
A Learning Environment Focused On Humanization
Related to the education trend above, humanization is another important point for 2022.
Even though educational practices are increasingly digital, individualized, close relationships, as well as the humanization of pedagogical approaches and the student-teacher, teacher-school equation, are considered essential for quality education in the present and future.
This needs to be one of the points best analyzed and discussed during the elaboration of teaching plans and pedagogical projects.
Appreciation Of Soft Skills
For some time now, the development of soft skills has been considered as important as that of hard skills .
Socioemotional skills, such as supportability and conflict resolution, critical thinking, creativity, teamwork , among others, are considered valuable assets in the new sociocultural configuration.
That’s why soft skills are one of the top education trends for 2022 and beyond.
Thus, being aware of the trends in education for 2022 can help you to build a pedagogical project that looks at the student, understands their demands, and is able to fully transform them.